Love On Credit


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Credit unions are democratic, not-for-profit, member-owned cooperatives that exist to help people and their communities. So you get all the same financial services, but loan rates are lower, interest rates are higher, profits are returned to members and unlike a bank customer, you are an owner with a say in how your credit union is run.

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In fact, our member-only offers are secret from the public and we can only share the full deal with eligible credit union members. There are million credit union members in the US and we represent all of them, which gives us tremendous bargaining power. Employer groups and membership organizations pay big bucks to access discounts, so they charge their members expensive monthly fees to access their deals.

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Please note, you must be a member to sign up. Cash back, points, travel offers…whatever. I like them all. Personally I have a travel credit card and a business credit card that gives me points on lots of different purchases.


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I've picked up enough points over the past few months that I can take her on a cool wine-tasting tour for our one-year anniversary in a few months…fo' free! The restaurant I went to got hacked and my info got stolen by what I can only assume are people in Colorado. The card company cancelled the charge immediately sucks for the hungry pizza people and overnighted a new card to me.

Had it been a debit card, I may have been screwed.


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  6. Seems random, I know. But have you ever rented a freaking car before? They try to hit you with all these extra charges for their insurance.

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    Credit Cards for People Who Love Free Travel and Money

    My travel card has sufficient insurance for car rentals, so I just say no to the person across the counter and go along my merry way and keep some cash in my pocket. As some of you know, I used to have crappy credit. Fortunately I was able to use my credit card and basically game the credit reporting system which you can read about here.

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    Higher credit scores also mean lower interest rates later on, and more money in your pocket. I know you like that.

    Make informed decisions with the FT

    That's it. Actually I'm kinda kidding, but I really can't think of many reasons to use a debit card instead of a credit card for everyday spending.

    Andrew Pearse used the millions he was paid to travel with his mistress and start a business

    Posted in: Credit Card. He helps other Millennials earn more through side hustles, save more through budgeting tools and apps, and pay off debt.


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    I stopped using credit cards when I got serious about paying off my student loan debt. You do bring up some good reasons to use credit cards though.

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